So You’ve Been In An Accident: What You Should Do To Protect Your Wallet
So You’ve Been In An Accident: What You Should Do To Protect Your Wallet
We are incredibly sorry to see you here today, on these terms. “Yeah, so am I,” I’m sure you just said to your computer monitor. Everybody makes mistakes and everybody has accidents. Whether it’s your fault or another person’s, it’s a simple hazard of being on the road. Here’s how to keep yourself safe through this rough time.
Making The Police Report
Every accident should have a police report filed. You jumped a curb and tapped a public light pole? Call the cops. Do not move the car. Someone ran over your foot? Don’t let them drive off, call 911 right now. Yes, even if you’re reading this.
Though in some areas police aren’t sent to the scene for minor fender benders, it is deeply important that you make the police report and start the ball rolling. Making a police report does not mean that you’re filing charges or having them pressed against you. It just means that the police, a neutral third party, have an incident report of the accident.
Because otherwise you’ve committed or been the victim of a hit and run. That’s a felony. We’re against felonies here. We hope you are too.
Keeping Everything In Print
The next step is getting a copy of your police report. Do not talk to anyone without a recorded copy of the call or in solid text- such as a text message, a letter, or communication through a lawyer. If things get messy, you will need all of the records you can get to defend yourself or to get what you are entitled to.
Contacting Your Insurance
After you’ve filed the police report, it’s time to talk to your insurance company. If you are at fault, just come clean and admit that you’re at fault. You may see a rate hike, you may not. It happens. Insurance companies are pretty forgiving these days.
If you are not at fault, make sure that you get the insurance policy number of the person who caused the damage. If you do not have it, it will likely be on the police report. Insurance companies like to talk to each other about this sort of thing to clear up any problems.
When to Talk to a Lawyer
Let’s be honest: nobody wants to be in court if they don’t have to be. That includes you, dear reader. If you are at fault and there are medical bills, go to a lawyer immediately. Tell them the situation, try to get a free consultation, and just sit down and go over the reaches of local law. It is better to know than to receive a summons to court and have no idea what’s going on.
If you are not at fault and the opposing insurance company is refusing to cover any of your damages, go to a lawyer now. They’ll listen to a notarized letter much faster than they will your call backs.
We hope that you won’t have to involve a lawyer no matter which side of the accident you’re on, but it’s always better to be prepared than to not be.
We are incredibly sorry to see you here today, on these terms. “Yeah, so am I,” I’m sure you just said to your computer monitor. Everybody makes mistakes and everybody has accidents. Whether it’s your fault or another person’s, it’s a simple hazard of being on the road. Here’s how to keep yourself safe through this rough time.
Making The Police Report
Every accident should have a police report filed. You jumped a curb and tapped a public light pole? Call the cops. Do not move the car. Someone ran over your foot? Don’t let them drive off, call 911 right now. Yes, even if you’re reading this.
Though in some areas police aren’t sent to the scene for minor fender benders, it is deeply important that you make the police report and start the ball rolling. Making a police report does not mean that you’re filing charges or having them pressed against you. It just means that the police, a neutral third party, have an incident report of the accident.
Because otherwise you’ve committed or been the victim of a hit and run. That’s a felony. We’re against felonies here. We hope you are too.
Keeping Everything In Print
The next step is getting a copy of your police report. Do not talk to anyone without a recorded copy of the call or in solid text- such as a text message, a letter, or communication through a lawyer. If things get messy, you will need all of the records you can get to defend yourself or to get what you are entitled to.
Contacting Your Insurance
After you’ve filed the police report, it’s time to talk to your insurance company. If you are at fault, just come clean and admit that you’re at fault. You may see a rate hike, you may not. It happens. Insurance companies are pretty forgiving these days.
If you are not at fault, make sure that you get the insurance policy number of the person who caused the damage. If you do not have it, it will likely be on the police report. Insurance companies like to talk to each other about this sort of thing to clear up any problems.
When to Talk to a Lawyer
Let’s be honest: nobody wants to be in court if they don’t have to be. That includes you, dear reader. If you are at fault and there are medical bills, go to a lawyer immediately. Tell them the situation, try to get a free consultation, and just sit down and go over the reaches of local law. It is better to know than to receive a summons to court and have no idea what’s going on.
If you are not at fault and the opposing insurance company is refusing to cover any of your damages, go to a lawyer now. They’ll listen to a notarized letter much faster than they will your call backs.
We hope that you won’t have to involve a lawyer no matter which side of the accident you’re on, but it’s always better to be prepared than to not be.
Here's How You Do It:
Here's How You Do It:
Step 1
Step 1
Click the link below
Click the link below
Step 2
Step 2
Once you enter your zip code and go through a few questions, you will have the opportunity to check for the best carrier quotes in your area for a savings of up to $536 a year.
Once you enter your zip code and go through a few questions, you will have the opportunity to check for the best carrier quotes in your area for a savings of up to $536 a year.
By Jennifer Bernard – April 21, 2020
By Jennifer Bernard – April 21, 2020
EDITOR'S NOTE
EDITOR'S NOTE
You're NEVER LOCKED into your current policy. If you've already paid your bill, you can still cancel and receive a full refund for days remaining in your cycle.
You're NEVER LOCKED into your current policy. If you've already paid your bill, you can still cancel and receive a full refund for days remaining in your cycle.
© Copyright autoalliancehub.com 2020 | Privacy Policy | Terms & Conditions | Contact Us
© Copyright autoalliancehub.com 2020 | Privacy Policy | Terms & Conditions | Contact Us
Here is a link to a survey which demonstrates the importance of comparing rates and how applying this "rule", in any state city or zip code, can help seniors save 32% and $368 per year. A second survey which analyzed car insurance quotes for 1,000 zip codes across the U.S. found that within a given zip code, rates vary by 154% on average, allowing seniors to find an average of 32% and $368 per year in savings.
Here is a link to a survey which demonstrates the importance of comparing rates and how applying this "rule", in any state city or zip code, can help seniors save 32% and $368 per year. A second survey which analyzed car insurance quotes for 1,000 zip codes across the U.S. found that within a given zip code, rates vary by 154% on average, allowing seniors to find an average of 32% and $368 per year in savings.
http://www.bankrate.com/finance/insurance/car-insurance-why-do-people-switch.aspx
http://www.bankrate.com/finance/insurance/car-insurance-why-do-people-switch.aspx
This website is not associated in any way with Facebook. Facebook is a registered trademark of Facebook, Inc.
This website is not associated in any way with Facebook. Facebook is a registered trademark of Facebook, Inc.
Our content is supported by advertising partners. We may receive compensation for actions you take on websites that you click through to. Our goal is to provide you with valuable information that you can potentially leverage to make informed decisions, however nothing we post should be considered financial advice. Always do your own research.
Our content is supported by advertising partners. We may receive compensation for actions you take on websites that you click through to. Our goal is to provide you with valuable information that you can potentially leverage to make informed decisions, however nothing we post should be considered financial advice. Always do your own research.
Quick Money Savings Tip For Safe Drivers
Quick Money Savings Tip For Safe Drivers